Table 2 Mean direct cost of illness by type of care sought and health insurance status (in Ghana cedisa)
From: Does the National Health Insurance Scheme provide financial protection to households in Ghana?
Variable | Insurance status | T-stat b | Frequency (n) | ||||
|---|---|---|---|---|---|---|---|
All | Uninsured | Insured | All | Uninsured | Insured | ||
Out-patient services cost | |||||||
Total direct cost of illness (medical & nonmedical) | 11.67 (18.85) | 25.50 (38.21) | 6.65 (15.61) | 8.661*** | 619 | 167 | 452 |
Total direct medical cost at NHIS facility (excluding non-medical costs) | 7.19 (24.69) | 21.30 (42.88) | 1.97 (7.60) | 9.209*** | 619 | 167 | 452 |
Cost of prescribed drugs bought from outside facility | 13.16 (19.67) | 10.62 (9.21) | 14.27 (22.80) | −0.636 | 56 | 17 | 39 |
Transport cost | 1.57 (4.73) | 1.28 (4.37) | 2.11 (4.95) | 2.641*** | 619 | 167 | 452 |
Inpatient services cost | |||||||
Total direct cost of illness (medical & nonmedical) | 66.62 (66.26) | 86.73 (87.48) | 44.25 (53.22) | 2.478*** | 71 | 19 | 52 |
Total direct medical cost at facility (excluding nonmedical costs) | 23.63 (41.12) | 54.64 (59.73) | 12.20 (24.07) | 3.686*** | 52 | 14 | 38 |
Transport cost | 6.47 (8.52) | 5.39 (4.95) | 6.93 (9.69) | −0.582 | 50 | 15 | 35 |
Informal care costc | |||||||
Total direct cost of illness | 4.79 (7.20) | 5.58 (5.77) | 6.41 (7.97) | −0.738 | 280 | 196 | 84 |