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Table 6 Specifications including controls for chronic diseases and cash constraints

From: Making health insurance pro-poor: evidence from a household panel in rural China

 

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

Model

Probit

Probit

Ols

Ols

Tobit

Tobit

Ols

Ols

Tobit

Tobit

Dependent variable: Reimbursement […]

Dummy

Dummy

Amount (ln)

Amount (ln)

Amount (ln)

Amount (ln)

Rate

Rate

Rate

Rate

Period

Pre-reform

Post-reform

Pre-reform

Post-reform

Pre-reform

Post-reform

Pre-reform

Post-reform

Pre-reform

Post-reform

Years

2006

2009,2011

2006

2009,2011

2006

2009,2011

2006

2009,2011

2006

2009,2011

Non-transfer income (ln) a

0.170c

−0.003

0.169

−0.056e

1.063c

−0.053

0.038e

−0.004

0.118c

−0.003

 

−3.504

(−0.157)

−1.545

(−1.834)

−3.682

(−0.660)

−1.964

(−0.883)

−4

(−0.355)

Transfer incomea

0.074c

0.018

−0.013

−0.003

0.407d

0.066

−0.006

0.005d

0.041d

0.011d

 

−2.66

−1.608

(−0.227)

(−0.194)

−2.496

−1.499

(−0.597)

−2.12

−2.504

−2.168

Chronic disease

−0.205e

0.191c

0.415e

0.569c

−1.035

1.162c

−0.02

−0.004

−0.130e

0.089c

 

(−1.757)

−2.98

−1.74

−5.708

(−1.532)

−4.585

(−0.461)

(−0.288)

(−1.869)

−2.944

Debt from last year

−0.006

−0.147c

−0.286

−0.117

−0.045

−0.660c

−0.014

0.006

−0.003

−0.065c

 

(−0.063)

(−2.893)

(−1.405)

(−1.501)

(−0.084)

(−3.293)

(−0.375)

−0.609

(−0.057)

(−2.697)

NCMS member dummy

1.879c

0.612c

  

11.459c

2.523c

  

1.163c

0.311c

 

−4.74

−4.082

  

−4.88

−4.07

  

−4.763

−4.188

2011 dummy

 

−0.279c

 

0.449c

 

−0.831c

 

−0.012

 

−0.138c

  

(−5.520)

 

−5.565

 

(−4.113)

 

(−1.097)

 

(−5.719)

SRHS = 2 dummy

0.043

0.019

0.356

0.111

0.39

0.104

0.007

0.006

0.021

0.01

 

−0.306

−0.311

−1.094

−1.176

−0.471

−0.436

−0.115

−0.479

−0.253

−0.334

SRHS = 3 dummy

0.458c

0.158d

0.703d

0.588c

2.940c

0.983c

−0.034

0.015

0.244c

0.080d

 

−3.029

−2.367

−2.164

−5.876

−3.34

−3.764

(−0.583)

−1.126

−2.711

−2.548

SRHS = 4 dummy

0.058

0.788d

−0.476e

0.806e

0.115

3.484c

−0.109d

0.063

−0.006

0.407c

 

−0.449

−2.267

(−1.664)

−1.716

−0.153

−2.652

(−2.137)

−0.995

(−0.080)

−2.598

N

1467.000

3159.000

226.000

1495.000

1467.000

3159.000

226.000

1495.000

1467.000

3159.000

Chi-squared b

202.971

359.521

  

226.073

467.421

  

192.599

356.474

R-squared b

  

0.472

0.334

  

0.178

0.024

  

P-stat b

0.000

0.000

0.000

0.000

0.000

0.000

0.020

0.082

0.000

0.000

  1. Puding panel data. OLS: sample restricted to those who received reimbursement; Probit, Tobit: sample restricted to those who sought treatment. All specifications include controls for sex, age, education, marital status, minority status, farmer status, household size, village, place of diagnostic and type of treatment used this year. SRHS = self-reported health status, see Table 2. a: Transfer refers to income received under any local or national governmental programs other than NCMS. b: Overall model fit statistics. c, d, e: Significantly different from zero at the 0.01, 0.05 and 0.1 level, respectively