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Table 2 Factors associated with catastrophic health expenditure occurrence

From: Association between chronic disease and catastrophic health expenditure in Korea

Variables

Unadjusted

Adjusted

OR

95% CI

OR

95% CI

Sex of head of household

 Male

1.000

 

1.000

 

 Female

1.825

(1.354–2.459)

0.495

(0.340–0.721)

Age of head of household

 20–39

1.000

 

1.000

 

 40–59

0.286

(0.200–0.408)

0.667

(0.453–0.982)

 60–79

1.989

(1.495–2.645)

1.062

(0.749–1.507)

Economic level of household

 Third quintile

1.000

 

1.000

 

 Second quintile

4.143

(1.392-12.332)

1.555

(1.540-1.570)

 First quintile

65.064

(24.167-175.164)

16.375

(16.322-16.429)

Education level of head of household

 Greater than college

1.000

 

1.000

 

 Less than elementary school

6.237

(4.182–9.300)

0.808

(0.501–1.304)

 Middle school

3.622

(2.256–5.815)

0.796

(0.470–1.348)

 High school

1.595

(1.020–2.494)

0.734

(0.452–1.191)

Head of household’s job type

 Regular employee

1.000

 

1.000

 

 Temporary employee

1.488

(1.028–2.155)

0.842

(0.564–1.259))

 Employer/owner operator

2.066

(1.548–2.759)

0.975

(0.705–1.348)

 Unpaid family worker

1.507

(0.361–6.293)

0.552

(0.126–2.411)

Household composition

 Adult household (15–64 years old)

1.000

 

1.000

 

 Senior citizen who lives alone

5.677

(3.598–8.957)

1.720

(0.955–3.098)

 Elderly household

11.750

(5.793–23.836)

2.775

(1.238–6.219)

Type of medical insurance

 Self-employed or employees

1.000

 

1.000

 

 Medical aid beneficiaries

1.198

(0.690–2.078)

0.283

(0.160–0.502)

 Uninsured, self-pay

1.383

(0.503–3.806)

0.494

(0.165–1.476)

Chronic disease present in household?

 No

1.000

 

1.000

 

 Yes

14.223

(6.316–32.030)

7.524

(3.285–17.233)