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Table 2 Determinants of NHIS membership among women of reproductive age in the Upper East region, GEHIP baseline survey 2011

From: Is Ghana’s pro-poor health insurance scheme really for the poor? Evidence from Northern Ghana

variable

Unadjusted odd ratios

95 percent confidence interval

Adjusted odd ratios

95 percent confidence interval

Urban a

1

1

1

1

Rural

0.55***

0.47–0.64

0.70***

0.58–0.85

Bawku East a

1

1

1

1

Bawku West

0.48***

0.39–0.60

0.50***

0.39–0.64

Bolgatanga

1.40**

1.12–1.74

1.31***

1.02–1.69

Bongo

0.77*

0.63–0.94

0.74*

0.57–0.94

Builsa

1.31**

1.10–1.57

1.28*

1.02–1.60

Garu-Tempane

0.54***

0.45–0.64

0.50***

0.41–0.60

Talensi-Nabdan

0.72**

0.59–0.88

0.64***

0.50–0.81

Quintile (poorest) a

1

1

1

1

Quintile2

1.14

0.96–1.35

1.10

0.92–1.32

Quintile3

0.97

0.82–1.16

1.06

0.88–1.27

Quintile4

1.24*

1.04–1.48

1.35**

1.11–1.63

Quintile5 (Richest)

2.72***

2.29–3.24

2.38***

1.96–2.88

No formal education a

1

1

1

1

Primary/JSS

1.17**

1.04–1.32

1.16

0.99–1.36

Sec/Tertiary

3.17***

2.46–4.10

1.85***

1.33–2.57

No child a

1

1

1

1

1–4 children

1.47***

1.29–1.68

1.80***

1.40–2.31

5+ children

0.91

079–1.05

1.44*

1.07–1.92

Christianity a

1

1

1

 

Traditional

0.58***

0.48–0.69

0 .66***

0.54–0.80

Muslim

1.08

0.95–1.22

1.23*

1.05–1.45

No religion

0.60**

0.44–0.82

0.73

0 .52–1.01

15–17 years a

1

1

1

1

18–29 years

1.42***

1.23–1.64

1.07

0.85–1.35

30–49 years

1.07

0.92–1.24

1.06

0.80–1.39

Not married a

1

1

1

 

Married

1.18**

1.05–11.33

1.23*

1.01–1.50

Autonomy a

1

1

1

1

No autonomy

1.04

0.93–1.16

1.09

0.96–1.25

Farmer/trading a

1

1

1

1

Civil servant

3.96***

2.42–6.51

1.66

0.92–3.0

Student

1.00

0.87–1.15

1.40*

1.08–1.83

  1. Note *p < 0.05 **p < 0.01 ***p < 0.001; aReference variables.