From: Is Ghana’s pro-poor health insurance scheme really for the poor? Evidence from Northern Ghana
variable | Unadjusted odd ratios | 95 percent confidence interval | Adjusted odd ratios | 95 percent confidence interval |
---|---|---|---|---|
Urban a | 1 | 1 | 1 | 1 |
Rural | 0.55*** | 0.47–0.64 | 0.70*** | 0.58–0.85 |
Bawku East a | 1 | 1 | 1 | 1 |
Bawku West | 0.48*** | 0.39–0.60 | 0.50*** | 0.39–0.64 |
Bolgatanga | 1.40** | 1.12–1.74 | 1.31*** | 1.02–1.69 |
Bongo | 0.77* | 0.63–0.94 | 0.74* | 0.57–0.94 |
Builsa | 1.31** | 1.10–1.57 | 1.28* | 1.02–1.60 |
Garu-Tempane | 0.54*** | 0.45–0.64 | 0.50*** | 0.41–0.60 |
Talensi-Nabdan | 0.72** | 0.59–0.88 | 0.64*** | 0.50–0.81 |
Quintile (poorest) a | 1 | 1 | 1 | 1 |
Quintile2 | 1.14 | 0.96–1.35 | 1.10 | 0.92–1.32 |
Quintile3 | 0.97 | 0.82–1.16 | 1.06 | 0.88–1.27 |
Quintile4 | 1.24* | 1.04–1.48 | 1.35** | 1.11–1.63 |
Quintile5 (Richest) | 2.72*** | 2.29–3.24 | 2.38*** | 1.96–2.88 |
No formal education a | 1 | 1 | 1 | 1 |
Primary/JSS | 1.17** | 1.04–1.32 | 1.16 | 0.99–1.36 |
Sec/Tertiary | 3.17*** | 2.46–4.10 | 1.85*** | 1.33–2.57 |
No child a | 1 | 1 | 1 | 1 |
1–4 children | 1.47*** | 1.29–1.68 | 1.80*** | 1.40–2.31 |
5+ children | 0.91 | 079–1.05 | 1.44* | 1.07–1.92 |
Christianity a | 1 | 1 | 1 | |
Traditional | 0.58*** | 0.48–0.69 | 0 .66*** | 0.54–0.80 |
Muslim | 1.08 | 0.95–1.22 | 1.23* | 1.05–1.45 |
No religion | 0.60** | 0.44–0.82 | 0.73 | 0 .52–1.01 |
15–17 years a | 1 | 1 | 1 | 1 |
18–29 years | 1.42*** | 1.23–1.64 | 1.07 | 0.85–1.35 |
30–49 years | 1.07 | 0.92–1.24 | 1.06 | 0.80–1.39 |
Not married a | 1 | 1 | 1 | |
Married | 1.18** | 1.05–11.33 | 1.23* | 1.01–1.50 |
Autonomy a | 1 | 1 | 1 | 1 |
No autonomy | 1.04 | 0.93–1.16 | 1.09 | 0.96–1.25 |
Farmer/trading a | 1 | 1 | 1 | 1 |
Civil servant | 3.96*** | 2.42–6.51 | 1.66 | 0.92–3.0 |
Student | 1.00 | 0.87–1.15 | 1.40* | 1.08–1.83 |