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Table 1 Basic characteristics of respondents, GEHIP baseline survey 2011

From: Is Ghana’s pro-poor health insurance scheme really for the poor? Evidence from Northern Ghana

Variable Response options Insured Uninsured p-value Total N = 5469
Number Percent Number Percent
Location Rural 1,812 38.1 2,947 61.9   4,759
Urban 376 53.0 334 47.0 <0.001 710
District Bawku East 449 44.7 556 55.3   1,005
Bawku West 161 28.1 413 71.9 <0.001 574
Bolgatanga 252 53.1 223 46.9   475
Bongo 238 38.3 384 61.7   622
Builsa 477 51.4 451 48.6   928
Garu-Tempane 356 30.4 816 69.6   1,172
Talensi-Nabdan 255 36.8 438 63.2   693
Education None 1,239 37.3 2,085 62.7 <0.001 3,324
Primary/JSS 766 41.1 1,099 58.9   1,865
Sec/tertiary 183 65.4 97 34.6   280
Age 15–17 431 35.8 774 64.2 <0.001 1,205
18–29 1,074 44.2 1,356 55.9   2,430
30–49 683 37.2 1,356 62.8   1,834
Marital status Married 1,519 41.3 2,157 58.7 0.005 3,676
Not Married 669 37.3 1,124 62.7   1,793
Socio-economic status of household Quintile 1 (poorest) 383 33.9 746 66.1   1,129
Quintile 2 429 36.9 733 63.1   1,162
Quintile 3 389 33.3 780 66.7 <0.001 1,169
Quintile 4 369 38.9 580 61.1   949
Quintile 5 (richest) 618 58.3 442 41.7   1,060
Autonomy Yes 1,112 39.6 1,699 60.4 0.486 2,811
No 1,076 40.5 1,582 59.5   2,658
No of children 0 560 36.8 962 63.2   1,522
1–4 1,045 46.1 1,221 53.9 <0.001 2,266
5+ 583 34.7 1,221 65.3   1,681
Occupation Farmer/trader 1,718 39.5 2,629 60.5   4,347
Civil servant 57 72.2 22 27.9 <0.001 79
Student 413 39.6 630 60.4   1,043