Table 3 Determinants of nothaving compulsory medical insurance, and of having supplementary (private) insurance – results of logistic regression analyses (RLMS: 2004, 18–59)

NOT HAVING COMPULSORY INSURANCE (vs having insurance) – Odds ratio (95% CI)

-

-

-

0.49 (0.42–0.58)

0.46 (0.38–0.56)

0.47 (0.39–0.57)

1.00 (0.99–1.01)

0.99 (0.98–1.00)

0.99 (0.97–1.00)

1.00 (0.99–1.01)

0.98 (0.97–1.00)

1.00 (0.98–1.01)

1

1

1

1

1

1

1.05 (0.81–1.36)

1.02 (0.77–1.34)

0.99 (0.74–1.31)

0.97 (0.67–1.40)

0.93 (0.63–1.39)

0.88 (0.59–1.31)

0.89 (0.66–1.21)

1.04 (0.74–1.45)

1.03 (0.73–1.45)

0.78 (0.54–1.13)

0.76 (0.51–1.15)

0.79 (0.51–1.20)

0.85 (0.79–0.92)

0.90 (0.83–0.98)

0.97 (0.89–1.07)

0.86 (0.78–0.95)

0.90 (0.81–1.00)

0.94 (0.84–1.05)

0.80 (0.74–0.86)

0.80 (0.73–0.88)

0.86 (0.78–0.94)

0.85 (0.77–0.93)

0.84 (0.75–0.95)

0.86 (0.76–0.97)

1

1

1

1

1

1

0.72 (0.51–1.02)

0.73 (0.51–1.05)

0.74 (0.51–1.09)

0.48 (0.30–0.76)

0.42 (0.26–0.69)

1.73 (1.12–2.67)

1.47 (0.92–2.33)

1.33 (0.82–2.15)

1.26 (0.82–1.95)

1.17 (0.75–1.85)

3.03 (1.21–7.54)

1.90 (0.64–5.62)

2.12 (0.68–6.59)

1.63 (0.95–2.80)

1.29 (0.72–2.32)

2.43 (1.81–3.24)

2.40 (1.78–3.24)

2.28 (1.68–3.10)

1.57 (1.07–2.30)

1.48 (0.99–2.22)

1

1

1

1

1

1

1.19 (0.94–1.51)

1.17 (0.91–1.50)

0.93 (0.71–1.21)

0.99 (0.72–1.37)

0.90 (0.64–1.26)

0.40 (0.26–0.63)

0.46 (0.29–0.75)

0.49 (0.30–0.80)

0.55 (0.33–0.90)

0.61 (0.35–1.06)

1

1

1

1

1

1

0.50 (0.07–3.71)

0.66 (0.52–0.84)

0.75 (0.58–0.97)

0.75 (0.30–1.88)

0.39 (0.12–1.28)

0.40 (0.12–1.28)

0.76 (0.53–1.10)

0.83 (0.54–1.27)

0.79 (0.52–1.21)

1.67 (1.16–2.42)

1.62 (1.08–2.46)

1.64 (1.08–2.48)

3.45 (2.66–4.45)

3.29 (2.47–4.40)

3.05 (2.27–4.10)

3.51 (2.43–5.08)

3.15 (2.12–4.68)

3.18 (2.13–4.75)

0.19 (0.06–0.59)

0.15 (0.04–0.61)

0.14 (0.03–0.57)

0.28 (0.11–0.69)

0.33 (0.13–0.83)

0.33 (0.13–0.84)

1.32 (1.11–1.56)

1.30 (1.09–1.56)

1.41 (1.17–1.70)

1.10 (0.88–1.38)

1.08 (0.85–1.37)

1.17 (0.91–1.49)

HAVING SUPPLEMENTARY (PRIVATE) INSURANCE (vs not having) Odds ratio (95% CI)

-

-

-

0.77 (0.60–1.00)

0.70 (0.53–.093)

0.75 (0.56–1.00)

1.03 (1.02–1.04)

1.01 (0.99–1.03)

1.01 (0.99–1.03)

1.02 (1.00–1.03)

1.02 (1.00–1.04)

1.02 (1.00–1.04)

1

1

1

1

1

1

3.41 (1.73–6.72)

2.54 (1.27–5.09)

2.30 (1.15–4.59)

3.43 (1.45–8.15)

2.22 (0.91–5.44)

1.99 (0.81–4.90)

4.90 (2.46–9.75)

2.49 (1.22–5.07)

2.05 (1.01–4.16)

4.68 (2.01–10.87)

2.62 (1.10–6.27)

1.93 (0.80–4.65)

1.88 (1.58–2.24)

1.76 (1.46–2.12)

1.73 (1.43–2.09)

1.88 (1.56–2.25)

1.70 (1.40–2.07)

1.65 (1.35–2.02)

1.26 (1.09–1.46)

1.14 (0.97–1.34)

1.13 (0.96–1.34)

1.19 (1.03–1.37)

1.31 (1.10–1.55)

1.32 (1.10–1.58)

1

1

1

1

1

1

0.31 (0.16–0.61)

0.38 (0.19–0.76)

0.63 (0.32–1.27)

0.98 (0.55–1.74)

1.25 (0.68–2.32)

1.62 (0.88–2.98)

0.30 (0.10–0.96)

0.44 (0.14–1.43)

0.47 (0.14–1.52)

1.11 (0.64–1.94)

1.21 (0.64–2.27)

1.11 (0.59–2.12)

0.61 (0.08–4.52)

0.81 (0.10–6.32)

0.99 (0.12–8.07)

0.40 (0.14–1.13)

0.69 (0.24–1.97)

0.70 (0.24–2.02)

0.53 (0.28–1.01)

0.58 (0.30–1.13)

0.61 (0.31–1.17)

0.73 (0.37–1.44)

0.67 (0.30–1.51)

0.69 (0.31–1.56)

0.47 (0.27–0.82)

0.63 (0.36–1.12)

0.64 (0.36–1.13)

0.31 (0.15–0.66)

0.40 (0.19–0.85)

0.42 (0.20–0.90)

2.03 (1.32–3.12)

1.18 (0.73–1.91)

1.25 (0.77–2.04)

2.58 (1.69–3.92)

1.58 (0.98–2.56)

1.56 (0.96–2.55)

1

1

1

1

1

1

0.93 (0.12–7.01)

0.72 (0.48–1.09)

0.53 (0.07–4.09)

2.06 (1.05–4.05)

1.90 (0.86–4.15)

2.24 (0.99–5.04)

0.12 (0.04–0.37)

0.58 (0.08–4.42)

0.13 (0.03–0.57)

0.31 (0.15–0.64)

0.38 (0.17–0.87)

0.35 (0.15–0.83)

0.13 (0.04–0.42)

0.15 (0.03–0.63)

0.24 (0.07–0.79)

0.08 (0.01–0.57)

0.13 (0.02–0.93)

0.14 (0.02–1.03)

0.09 (0.01–0.68)

0.27 (0.08–0.89)

0.14 (0.02–1.06)

0.06 (0.01–0.46)

0.12 (0.02–0.85)

0.11 (0.02–0.84)

0.90 (0.67–1.21)

1.04 (0.76–1.44)

1.11 (0.79–1.55)

0.87 (0.64–1.20)

1.06 (0.74–1.51)

1.14 (0.79–1.65)