|
Independent variables
|
Categories
|
Frequency
|
Percentage
|
|---|
|
Type of facility visited
|
Public
|
435
|
54.7
|
| |
Private
|
361
|
45.3
|
|
Age
|
<40 years
|
387
|
48.6
|
| |
≥40 years
|
409
|
51.4
|
|
Sex
|
Male
|
431
|
54.2
|
| |
Female
|
365
|
45.8
|
|
Educational status1
|
Lower education
|
247
|
31.0
|
| |
Higher education
|
549
|
69.0
|
|
Monthly income level (US$)2
|
≤187 dollars
|
239
|
30.0
|
| |
>187 dollars
|
557
|
70.0
|
|
Type of marital status
|
Polygamy
|
187
|
23.5
|
| |
Others3
|
609
|
76.5
|
|
Duration of enrolment
|
≤2 years
|
282
|
35.4
|
| |
>2 years
|
514
|
64.6
|
|
12 months visits to HCPs*
|
1–3 visits
|
231
|
29.0
|
| |
>3 visits
|
565
|
71.0
|
|
Referral after enrolment4
|
Yes
|
363
|
45.6
|
| |
No
|
433
|
54.4
|
|
Total N (%)
| |
796
|
100
|
-
*HCPs = health care providers.
-
1Lower education = secondary school and below; higher education = polytechnics and universities.
-
2Up to 187 US dollars is ~30000 naira (Nigerian currency) considered as lowest government-approved monthly salary, all as at the time of the study.
-
3Includes monogamy, those not yet married, divorced and widowed because we are interested in investigating the effect of polygamy as a socio-cultural norm.
-
4Insured-users that had ever been referred for secondary or tertiary health care in the insurance scheme.
