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Table 2 Characteristics of insured users (respondents) to investigate health service responsiveness

From: Assessing responsiveness of health care services within a health insurance scheme in Nigeria: users’ perspectives

Independent variables Categories Frequency Percentage
Type of facility visited Public 435 54.7
  Private 361 45.3
Age <40 years 387 48.6
  ≥40 years 409 51.4
Sex Male 431 54.2
  Female 365 45.8
Educational status1 Lower education 247 31.0
  Higher education 549 69.0
Monthly income level (US$)2 ≤187 dollars 239 30.0
  >187 dollars 557 70.0
Type of marital status Polygamy 187 23.5
  Others3 609 76.5
Duration of enrolment ≤2 years 282 35.4
  >2 years 514 64.6
12 months visits to HCPs* 1–3 visits 231 29.0
  >3 visits 565 71.0
Referral after enrolment4 Yes 363 45.6
  No 433 54.4
Total N (%)   796 100
  1. *HCPs = health care providers.
  2. 1Lower education = secondary school and below; higher education = polytechnics and universities.
  3. 2Up to 187 US dollars is ~30000 naira (Nigerian currency) considered as lowest government-approved monthly salary, all as at the time of the study.
  4. 3Includes monogamy, those not yet married, divorced and widowed because we are interested in investigating the effect of polygamy as a socio-cultural norm.
  5. 4Insured-users that had ever been referred for secondary or tertiary health care in the insurance scheme.
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