Effects of health insurance on non-working married women’s medical care use and bed days at home

Table 5 Results for the multinomial logit model with correlated intercepts for medical care use and bed days at home

Choice (based on m=0)	Only medical care use (m=1)			Only bed days (m=2)			Both (m=3)
	Coef.		S. E.	Coef.		S. E.	Coef.		S. E.
Health insurance status	0.45	***	0.15	−0.44	*	0.23	−0.30		0.24
Age	−8.10E-04		0.01	−0.03	***	0.01	−0.04	***	0.01
White (=1 if white)	0.48	***	0.15	0.76	***	0.29	0.24		0.27
High education	0.10		0.16	0.21		0.28	0.10		0.29
Middle education	−0.02		0.13	0.12		0.23	0.19		0.23
Family size	0.01		0.06	0.01		0.10	0.07		0.09
# of children 0-5	−0.07		0.11	−0.34	*	0.19	−0.76	***	0.21
# of children 6-12	0.03		0.09	0.04		0.15	−0.02		0.15
# of children 13-18	−0.04		0.10	0.09		0.17	−0.10		0.18
City/rural area	0.06		0.11	−0.15		0.19	−0.10		0.20
Have a chronic condition	0.06		0.11	0.03		0.19	0.43	**	0.20
Poverty 2 (100%-125%)	−0.24		0.23	−0.08		0.39	0.13		0.36
Poverty 3 (>125%-200%)	−0.10		0.18	0.31		0.29	−0.05		0.30
Poverty 4 (>200%-400%)	−0.06		0.16	0.09		0.28	−0.04		0.28
Poverty 5 (>400%)	−0.34	**	0.17	−0.19		0.30	−0.50		0.31
Do not need health insurance
Disagree somewhat	−0.01		0.17	0.02		0.29	−0.09		0.31
Uncertain	0.02		0.28	0.51		0.42	0.32		0.47
Agree somewhat	−0.13		0.27	−1.06	*	0.57	−0.27		0.50
Agree strongly	0.04		0.36	−0.45		0.61	−0.07		0.60
Can overcome ills without medical help
Disagree somewhat	−0.06		am	−0.47	*	0.24	−0.15		0.24
Uncertain	−0.14		0.19	−0.17		0.33	−0.15		0.34
Agree somewhat	0.01		0.15	0.15		0.26	−0.29		0.29
Agree strongly	−0.39		0.38	0.54		0.55	−0.38		0.68
Constant	−0.60		0.45	−0.49		0.74	0.09		0.76
Standard Deviation	0.64	***	0.08	1.01	***	0.16	1.28	***	0.12

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