Effects of health insurance on non-working married women’s medical care use and bed days at home

Table 4 Results for the multinomial logit model with uncorrelated intercepts for medical care use and bed days at home

Choice (based on m=0)	Only medical care use (m=1)			Only bed days (m=2)			Both (m=3)
	Coef.		S. E.	Coef.		S. E.	Coef.		S. E.
Health insurance status	0.43	***	0.15	−0.37	*	0.22	−0.24		0.23
Age	−2.10E-03		0.01	−0.03	***	0.01	−0.04	***	0.01
White (=1 if white)	0.48	***	0.15	0.70	***	0.27	0.23		0.25
High education	0.13		0.16	0.09		0.26	−0.04		0.28
Middle education	4.20E-04		0.13	−0.02		0.21	0.09		0.22
Family size	0.01		0.06	−0.02		0.09	0.04		0.09
# of children 0-5	−0.08		0.11	−0.25		0.18	−0.73	***	0.20
# of children 6-12	0.02		0.09	0.04		0.14	−0.02		0.15
# of children 13-18	−0.04		0.10	0.10		0.16	−0.08		0.17
City/rural area	0.08		0.11	−0.20		0.18	−0.16		0.19
Have a chronic condition	0.06		0.11	0.01		0.18	0.43	**	0.19
Poverty 2 (100%-125%)	−0.28		0.23	−0.08		0.38	0.22		0.35
Poverty 3 (>125%-200%)	−0.11		0.18	0.35		0.28	0.10		0.30
Poverty 4 (>200%-400%)	−0.05		0.16	0.13		0.27	1.50E-03		0.27
Poverty 5 (>400%)	−0.31	*	0.17	−0.11		0.29	−0.52	*	0.29
Do not need health insurance
Disagree somewhat	−0.01		0.17	0.03		0.27	−0.02		0.30
Uncertain	0.03		0.28	0.42		0.40	0.24		0.45
Agree somewhat	−0.10		0.27	−1.05	*	0.55	−0.24		0.50
Agree strongly	0.14		0.36	−0.16		0.59	0.33		0.66
Can overcome ills without medical help
Disagree somewhat	−0.08		0.13	−0.49	**	0.23	−0.12		0.23
Uncertain	−0.18		0.19	−0.18		0.31	−0.12		0.32
Agree somewhat	0.02		0.15	0.12		0.24	−0.34		0.28
Agree strongly	−0.37		0.38	0.38		0.52	−0.56		0.64
Constant	−0.55		0.44	−0.33		0.72	0.09		0.74
Standard Deviation	0.62	***	0.08	−0.79	***	0.17	1.16		0.13

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