Effects of health insurance on non-working married women’s medical care use and bed days at home

Table 3 Multinomial logit results for medical care use and bed days at home

Choice (based on m=0)	Only medical care use (m=1)			Only bed days (m=2)			Both (m=3)
	Coef.		S. E.	Coef.		S. E.	Coef.		S. E.
Health insurance status	0.42	***	0.13	−0.34	*	0.20	−0.20		0.20
Age	−8.4E-04		0.01	−0.03	***	0.01	−0.04	***	0.01
White (=1 if white)	0.48	***	0.14	0.74	***	0.26	0.26		0.21
High level of education	0.08		0.16	0.07		0.27	0.01		0.26
Moderate level education	−0.01		0.13	−0.08		0.23	0.01		0.21
Family size	0.02		0.06	−0.04		0.10	−0.01		0.09
# of children 0-5	−0.07		0.10	−0.24		0.17	−0.64	***	0.18
# of children 6-12	0.01		0.09	0.03		0.15	−0.02		0.14
# of children 13-18	−0.04		0.09	0.10		0.17	−0.05		0.16
City/rural area	0.09		0.11	−0.18		0.19	−0.03		0.19
Have a chronic condition	0.06		0.10	0.03		0.18	0.44	**	0.20
Poverty 2 (100%-125%)	−0.20		0.28	−0.07		0.38	0.19		0.37
Poverty 3 (>125%-200%)	−0.09		0.17	0.34		0.30	0.10		0.29
Poverty 4 (>200%-400%)	−0.04		0.15	0.13		0.23	0.07		0.25
Poverty 5 (>400%)	−0.29	*	0.16	−0.14		0.28	−0.36		0.28
Do not need health insurance
Disagree somewhat	−0.06		0.30	0.10		0.53	−0.61		0.54
Uncertain	−0.09		0.33	0.17		0.58	−0.58		0.58
Agree somewhat	−0.06		0.40	0.50		0.64	−0.33		0.64
Agree strongly	−0.09		0.37	−0.85		0.70	−0.71		0.64
Can overcome ills without medical help
Disagree somewhat	−0.08		0.12	−0.47	*	0.25	−0.29		0.21
Uncertain	−0.17		0.19	−0.15		0.31	−0.23		0.26
Agree somewhat	−0.03		0.15	0.08		0.21	−0.43		0.27
Agree strongly	−0.34		0.26	0.28		0.39	−0.64		0.59
Constant	−0.61		0.43	−0.17		0.61	0.47		0.66

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