Table 1 Key characteristics of the indebted households and their indebtedness
Key variables | Urban n = 24 | Rural n = 23 | All n = 47 |
|---|---|---|---|
Male-headed households (%) | 16 (67) | 16 (70) | 32 (68) |
Mean number of household members (SD) | 4.5 (1.8) | 6.1 (2.2) | 5.3 (2.2) |
Mean number of dependents (SD) | 2.8 (1.5) | 4.2 (2.1) | 3.5 (1.9) |
Households by main source of income (%) | Â | Â | Â |
 Farming | 0 | 20 (87) | 20 (43) |
 Casual labourer | 11 (46) | 1 (4) | 12 (26) |
 Small business | 9 (38) | 0 | 9 (19) |
 Other sources | 4 (17) | 0 | 4 (8) |
 No income | 0 | 2 (9) | 2 (4) |
Households by socio-economic status (%) | Â | Â | Â |
 Very poor | 10 (42) | 7 (30) | 17 (36) |
 Poor | 13 (54) | 15 (65) | 28 (60) |
 Near-poor | 1 (4) | 1 (4) | 2 (4) |
Median (mean) of total debt in US$ | 138 (516) | 70 (211) | 125 (367) |
Median (mean) number of outstanding loans | 2 (2.7) | 1 (1.8) | 2 (2.3) |
Median (mean) rate of monthly interests in % | 10 (11) | 7.0 (23.4) | 10 (17) |
Main sources of debt (%) | Â | Â | Â |
 Money lenders | 15 (63) | 10 (44) | 25 (53) |
 Relatives/friends/neighbours | 4 (17) | 9 (39) | 13 (28) |
 Microfinance organisations | 3 (13) | 1 (4) | 4 (9) |
 Banks | 1 (4) | 2 (9) | 3 (6) |
 Others | 1 (4) | 1 (4) | 2 (4) |