Skip to main content

Table 1 Key characteristics of the indebted households and their indebtedness

From: Toward a typology of health-related informal credit: an exploration of borrowing practices for paying for health care by the poor in Cambodia

Key variables Urban n = 24 Rural n = 23 All n = 47
Male-headed households (%) 16 (67) 16 (70) 32 (68)
Mean number of household members (SD) 4.5 (1.8) 6.1 (2.2) 5.3 (2.2)
Mean number of dependents (SD) 2.8 (1.5) 4.2 (2.1) 3.5 (1.9)
Households by main source of income (%)    
 Farming 0 20 (87) 20 (43)
 Casual labourer 11 (46) 1 (4) 12 (26)
 Small business 9 (38) 0 9 (19)
 Other sources 4 (17) 0 4 (8)
 No income 0 2 (9) 2 (4)
Households by socio-economic status (%)    
 Very poor 10 (42) 7 (30) 17 (36)
 Poor 13 (54) 15 (65) 28 (60)
 Near-poor 1 (4) 1 (4) 2 (4)
Median (mean) of total debt in US$ 138 (516) 70 (211) 125 (367)
Median (mean) number of outstanding loans 2 (2.7) 1 (1.8) 2 (2.3)
Median (mean) rate of monthly interests in % 10 (11) 7.0 (23.4) 10 (17)
Main sources of debt (%)    
 Money lenders 15 (63) 10 (44) 25 (53)
 Relatives/friends/neighbours 4 (17) 9 (39) 13 (28)
 Microfinance organisations 3 (13) 1 (4) 4 (9)
 Banks 1 (4) 2 (9) 3 (6)
 Others 1 (4) 1 (4) 2 (4)
  1. SD = standard deviation.
\