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Table 6 Results for multiple logistic regression analysis of distress financing for those who arrived alive at study hospitals following road traffic injury (RTI)

From: Burden of out-of-pocket expenditure for road traffic injuries in urban India

Variable

 Category

 Total N = 723

Distress financing*

Number with distress financing (%)

Odds ratio for incurring distress financing (95% CI)

Type of road user

Pedestrian/cyclist

220

178 (80.9)

1.4 (0.8-2.6)

MTV

356

215 (60.4)

0.9 (0.5-1.5)

Others

147

105 (71.4)

1

Type of hospital‡

Private

168

53 (31.5)

1

Public

555

445 (80.2)

2.8 (1.7-4.6)

Per capita annual household income quartile‡

I (lowest)

197

175 (88.8)

7.0 (3.7-13.3)

II

192

154 (80.2)

3.7 (2.1-6.5)

III

153

104 (68.0)

3.2 (1.8-5.6)

IV (highest)

180

65 (36.1)

1

In-patient days‡

<4

266

148 (55.6)

1

4 - 7

140

81 (57.9)

1.3 (0.8-2.3)

> 7

317

269 (84.9)

4.5 (2.8-7.4)

Injury severity‡§

1-4

380

227 (59.7)

1

>4

330

262 (79.4)

1.8 (1.1-2.6)

Access to insurance‡

Yes

153

50 (32.7)

1

No

570

448 (78.6)

3.4 (2.0-5.7)

  1. CI refers to confidence interval.
  2. * Omnibus test for model coefficients p < 0.001; Nagelkerke R Square 46%, and Hosmer and Lemeshow χ2 p = 0.09.
  3. †MTV: motorised two-wheeled vehicles including moped/luna, scooter/scootertte and motorcycle;
  4. others include all vehicles other than MTV/ cycle & pedestrians.
  5. ‡χ2 test for significance: p < 0.001.
  6. Data missing for 1 participant.
  7. §Data not available for 14 participants.