Excess costs of dementia disorders and the role of age and gender - an analysis of German health and long-term care insurance claims data

Table 5 Impact of various covariates on the costs of care

Variable	Costs of formal care		Long-term care insurance				Health insurance
			Probability of use		Costs per user		expenditures
	Impact	p-value*	Impact	p-value*	Impact	p-value*	Impact	p-value*
Dementia	2.84	<0.0001	16.85	<0.0001	1.87	<0.0001	1.71	<0.0001
Age~	1.19	<0.0001	3.64	0.003	1.10	<0.0001	1.05	<0.0001
Female gender	0.93	0.37	1.12	<0.0001	1.17	<0.0001	0.86	<0.0001
Age*female gender~	1.21	<0.0001	1.6	<0.0001	1.07	0.008	1.05	0.01
Age*dementia~	0.83	<0.0001	0.47	<0.0001	0.95	0.03	0.78	<0.0001
Female gender*dementia	1.12	0.0006	0.98	0.73	0.98	0.56	1.08	0.02

* p-values are derived from Generalized Linear Models (assuming a gamma distribution for costs and a binomial distribution for the probability of use).
~ Effects are reported per decade.

ISSN: 1472-6963