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Table 2 Average ranking of preferences for different CBHI benefit packages in the three types of communities

From: Preferences for benefit packages for community-based health insurance: an exploratory study in Nigeria

Variables

Urban

Mean (SD)

Peri-urban

Mean (SD)

Rural

Mean (SD)

X2 (p-value)

a.Covers everything

4.1 (1.2)

4.0 (1.2)

4.3 (1.2)

25.1 (p < .05)

b.Covers only basic disease control

3.0 (1.2)

2.6 (1.3)

2.7 (1.2)

76.3 (p < .05)

c.Covers only outpatient services

3.4 (1.2)

3.9 (1.2)

3.6 (1.0)

133.2 9p < .05)

d.Covers only inpatient services

1.8 (1.0)

2.1 (1.0)

1.9 (1.0)

60.4 (p < .05)

e.Covers only emergencies

2.6 (1.3)

2.4 (1.1)

2.6 (1.2)

14.3 (p < .05)

  1. a*all inpatient and outpatient services and emergencies
  2. b* prevention and treatment of common illnesses such as malaria, typhoid, diarrhea, etc
  3. c* outpatient care including necessary consumables such as essential drugs and essential diagnostic tests, maternity care for up to four live births, preventive care such as immunization, health education, family planning antenatal and postnatal care, cosulation with specialist such as paediatricians, obstetricians, gynaecologists and general surgeons
  4. d*Hospital care in a standard ward for stay limited to 45 days per year
  5. e* emergency obstetric care , accidents and traumas, medical emergencies such as diabetic coma, stroke and heart attack