From: Future expenditure risk of silent members: a statistical analysis
Count | Retention Rate | Count who had claims | Count who were Silent | PMPY Mean for cohorta and for claimants only | PMPY Median for cohorta and for claimants only | % > Top 5 % PMPY of All Members with 12 MM | % > Top 1 % PMPY of All Members with 12 MM | % > $100,000 | |
Silent-members in 2009 | 238,180 | 0 | |||||||
2010: 2009 Silent-members with 12 MM in 2010 | 198,632 | 83.40 % | 89,475 | 109,157 | Cohorta $1,116 | Cohorta $0 | 1.22 % | 0.26 % | 0.10 % |
Claimants $2,477 | Claimants $398 | (n = 2432) | (n = 509) | (n = 205) | |||||
2011: 2009 Silent-members with 12 MM in 2010 and 2011 | 162,257 | 68.12 % | 81,097 | 81,160 | Cohorta $1,481 | Cohorta $0 | 1.61 % | 0.37 % | 0.18 % |
Claimants $2,963 | Claimants $439 | (n = 2619) | (n = 607) | (n = 284) | |||||
Count | Retention Rate | Count who had claims | Count who became silent | PMPY Mean | PMPY Median | % > Top 5 % PMPY of All Members with 12 MM | % > Top 1 % PMPY of All Members with 12 MM | % > $100,000 | |
Low-Expenditure Members in 2009 | 121,700 | 121,700 | $94.01 | $95.27 | |||||
2009 Low-Expenditure Members with 12 MM in 2010 | 93,184 | 76.57 % | 69,465 | 16,147 | Cohorta $1,462 | Cohorta $215 | 1.50 % | 0.25 % | 0.09 % |
Claimants $1,962 | Claimants $383 | (n = 1401) | (n = 231) | (n = 85) | |||||
2009 Low-Expenditure Members with 12 MM in 2011 | 76,772 | 63.08 % | 57,755 | 12,298 | Cohorta $1,590 | Cohorta $150 | 1.92 % | 0.35 % | 0.17 % |
Claimants $2,466 | Claimants $433 | (n = 1472) | (n = 268) | (n = 129) |