| WTP for baseline BHI | WTP for BHI without ceiling | WTP for BHI without deductible | WTP for BHI without coinsurance | ||||
---|---|---|---|---|---|---|---|---|
 | Mean | 95% CI | Mean | 95% CI | Mean | 95% CI | Mean | 95% CI |
Age group (years) | Â | Â | Â | Â | Â | Â | Â | Â |
   18–30 | 33 | 28–39 | 55 | 45–64 | 51 | 37–66 | 51 | 36–65 |
   31–40 | 31 | 26–35 | 53 | 45–61 | 42 | 36–48 | 47 | 39–55 |
   41–50 | 24 | 20–28 | 42 | 34–50 | 36 | 27–44 | 46 | 29–64 |
   51–60 | 26 | 19–33 | 45 | 34–57 | 34 | 25–42 | 39 | 29–50 |
Sex | Â | Â | Â | Â | Â | Â | Â | Â |
   Female | 33 | 29–38 | 55 | 47–64 | 50 | 39–61 | 55 | 42–67 |
   Male | 26 | 23–29 | 46 | 41–51 | 37 | 33–41 | 40 | 35–45 |
Educational attainment | Â | Â | Â | Â | Â | Â | Â | Â |
   Elementary school or below | 20 | 15–24 | 32 | 25–39 | 25 | 20–31 | 29 | 22–35 |
   Above elementary school but not above middle school | 27 | 23–31 | 46 | 39–53 | 39 | 33–45 | 42 | 34–50 |
   Above middle school but not above high school | 34 | 29–39 | 57 | 48–66 | 52 | 38–65 | 56 | 41–71 |
   Above high school | 39 | 30–48 | 70 | 55–86 | 53 | 43–64 | 60 | 44–75 |
Monthly income (RMB) | Â | Â | Â | Â | Â | Â | Â | Â |
   0–499 | 15 | 12–19 | 26 | 20–32 | 23 | 17–28 | 22 | 17–27 |
   500–999 | 25 | 23–28 | 42 | 38–47 | 35 | 32–39 | 39 | 34–43 |
   1000 and above | 53 | 44–61 | 91 | 75–106 | 80 | 58–102 | 88 | 63–114 |
Migration status | Â | Â | Â | Â | Â | Â | Â | Â |
   Resident | 32 | 28–35 | 53 | 48–59 | 45 | 38–53 | 51 | 42–59 |
   Migrant | 23 | 19–27 | 41 | 33–48 | 35 | 29–41 | 34 | 28–41 |
Employment status | Â | Â | Â | Â | Â | Â | Â | Â |
   Temporary employment | 19 | 16–23 | 33 | 26–39 | 27 | 23–32 | 27 | 22–32 |
   Permanent employment | 32 | 29–36 | 55 | 49–61 | 47 | 40–54 | 52 | 44–61 |
Average monthly health expenditure in the past year (RMB) | Â | Â | Â | Â | Â | Â | Â | Â |
   0–99 | 29 | 26–32 | 48 | 43–53 | 42 | 36–48 | 45 | 38–52 |
   100 and above | 45 | 34–57 | 92 | 70–115 | 64 | 49–80 | 83 | 58–108 |